Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2015 FOREIGN PROPERTY AND CASUALTY TOTALS

Report Years:     2011     2012     2013     2014     2015

ASSETS: $1,381,022,442,666 CAPITAL: $4,091,423,033 NET INCOME: $44,781,365,800
LIABILITIES: $813,128,430,508 SURPLUS: $563,802,588,866    

    DIRECT
PREMIUMS
WRITTEN
DIRECT
PREMIUMS
EARNED
DIRECT
LOSSES
PAID
DIRECT
LOSSES
INCURRED
LOSS
RATIO
01 FIRE $41,796,014 $39,912,024 $15,227,846 $15,000,969 37.6%
02.1 ALLIED LINES $64,393,631 $60,518,029 $46,589,369 $22,823,861 37.7%
02.2 MULTIPLE PERIL CROP $555,686,937 $548,851,121 $411,312,311 $306,147,164 55.8%
02.3 FEDERAL FLOOD $7,354,418 $7,660,256 $3,333,009 $3,404,550 44.4%
02.4 PRIVATE CROP $183,985,946 $183,967,744 $287,213,364 $191,413,239 104%
03 FARMOWNERS MULTIPLE PERIL $129,287,891 $124,226,811 $77,138,904 $60,640,478 48.8%
04 HOMEOWNERS MULTIPLE PERIL $561,546,739 $535,268,314 $241,500,722 $193,589,557 36.2%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $171,364,632 $168,221,537 $98,011,261 $57,876,071 34.4%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $68,453,498 $68,506,092 $18,558,829 $20,285,099 29.6%
06 MORTGAGE GUARANTY $28,363,189 $27,754,627 $5,376,196 $3,400,278 12.3%
08 OCEAN MARINE $4,810,404 $4,813,218 $480,122 $436,633 9.1%
09 INLAND MARINE $140,918,561 $138,110,143 $44,236,927 $61,861,950 44.8%
10 FINANCIAL GUARANTY $598,291 $5,500,966 $0 $0 0%
11 MEDICAL PROFESSIONAL LIABILITY $23,614,630 $24,075,099 $5,538,854 $12,660,834 52.6%
12 EARTHQUAKE $1,897,782 $1,913,136 $42 $(18,098) -0.9%
13 GROUP ACCIDENT AND HEALTH $43,957,063 $40,847,624 $33,431,367 $31,941,251 78.2%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $162,139 $217,562 $16,121 $7,017 3.2%
15.1 COLLECTIVELY RENEWABLE A&H $1,148 $1,169 $0 $(200) -17.1%
15.2 NON-CANCELABLE A&H $0 $1,116 $0 $0 0%
15.3 GUARANTEED RENEWABLE A&H $16,124,924 $11,731,967 $13,442,270 $16,158,605 137.7%
15.4 NON-RENEWABLE FOR STATED REASONS ONLY $346,347 $440,085 $264,321 $10,853 2.5%
15.5 OTHER ACCIDENT ONLY $130,152 $151,994 $109,027 $53,127 35%
15.6 MEDICARE TITLE XVIII EXEMPT FROM STATE TAXES OR FEES $0 $0 $0 $27,506 0.0%
15.7 ALL OTHER A&H $2,002,502 $2,007,687 $1,585,514 $2,311,264 115.1%
16 WORKERS' COMPENSATION $352,873,981 $355,375,239 $175,724,051 $204,782,264 57.6%
17.1 OTHER LIABILITY - OCCURRENCE $164,830,404 $159,344,001 $52,770,447 $82,157,168 51.6%
17.2 OTHER LIABILITY - CLAIMS-MADE $69,092,534 $71,856,928 $20,292,260 $35,509,906 49.4%
17.3 EXCESS WORKERS' COMPENSATION $5,547,192 $5,565,918 $1,663,119 $5,246,216 94.3%
18 PRODUCTS LIABILITY $18,417,190 $17,996,906 $2,202,051 $16,764,493 93.2%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $3,786 $6 $330,556 $422,991 7049850%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $516,030,920 $507,456,340 $328,172,866 $347,758,788 68.5%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $2,378 $2,319 $4,402 $4,518 194.8%
19.4 OTHER COMMERCIAL AUTO LIABILITY $111,446,629 $109,012,935 $53,780,426 $56,623,547 51.9%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $447,583,189 $439,369,094 $237,807,141 $236,672,362 53.9%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $78,004,276 $75,295,987 $37,762,096 $38,779,875 51.5%
22 AIRCRAFT (ALL PERILS) $11,396,709 $11,782,444 $4,946,987 $4,852,381 41.2%
23 FIDELITY $7,299,907 $7,333,448 $3,606,504 $3,220,863 43.9%
24 SURETY $27,018,598 $27,048,928 $(1,557,524) $(2,013,995) -7.4%
26 BURGLARY AND THEFT $1,367,017 $1,350,371 $40,851 $72,698 5.4%
27 BOILER AND MACHINERY $13,147,666 $12,518,814 $4,060,157 $5,466,691 43.7%
28 CREDIT $4,409,521 $5,067,443 $1,175,836 $779,899 15.4%
30 WARRANTY $4,514,454 $3,780,689 $1,598,299 $1,734,269 45.9%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $4,618,476 $4,462,013 $2,747,385 $3,045,951 68.3%
50 NEBRASKA BUSINESS $3,884,401,665 $3,809,318,142 $2,230,494,286 $2,041,912,895 53.6%
59 NATIONWIDE TOTALS $426,248,286,087 $419,346,676,434 $235,506,380,551 $242,659,400,952 57.9%