Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2015 DOMESTIC PROPERTY AND CASUALTY TOTALS

Report Years:     2011     2012     2013     2014     2015

ASSETS: $205,397,027,090 CAPITAL: $122,133,222 NET INCOME: $8,976,373,175
LIABILITIES: $86,819,291,289 SURPLUS: $118,455,602,577    

    DIRECT
PREMIUMS
WRITTEN
DIRECT
PREMIUMS
EARNED
DIRECT
LOSSES
PAID
DIRECT
LOSSES
INCURRED
LOSS
RATIO
01 FIRE $6,000,102 $5,713,346 $1,192,628 $650,798 11.4%
02.1 ALLIED LINES $6,934,607 $6,678,985 $4,799,319 $8,442,894 126.4%
02.2 MULTIPLE PERIL CROP $41,555 $41,555 $0 $(3,029,000) -7289.1%
03 FARMOWNERS MULTIPLE PERIL $86,981,642 $84,535,620 $41,541,375 $34,608,758 40.9%
04 HOMEOWNERS MULTIPLE PERIL $87,666,803 $83,075,028 $61,184,173 $45,493,517 54.8%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $9,865,210 $9,952,714 $3,417,616 $2,573,690 25.9%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $5,036,220 $5,102,490 $1,522,153 $763,088 15%
09 INLAND MARINE $15,383,554 $14,687,710 $4,510,111 $3,918,870 26.7%
11 MEDICAL PROFESSIONAL LIABILITY $4,419,777 $4,653,140 $450,427 $3,037,486 65.3%
12 EARTHQUAKE $110,696 $93,939 $0 $4,775 5.1%
13 GROUP ACCIDENT AND HEALTH $161,960 $162,096 $15,043 $14,298 8.8%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $385,250 $385,250 $26,356 $12,377 3.2%
15.3 GUARANTEED RENEWABLE A&H $1,087,919 $1,076,192 $802,899 $863,974 80.3%
15.7 ALL OTHER A&H $11,014 $11,112 $5,657 $4,181 37.6%
16 WORKERS' COMPENSATION $35,982,891 $34,151,059 $15,787,458 $16,986,924 49.7%
17.1 OTHER LIABILITY - OCCURRENCE $12,882,606 $11,353,212 $1,035,105 $28,907 0.3%
17.2 OTHER LIABILITY - CLAIMS-MADE $1,215,985 $785,718 $86,216 $253,767 32.3%
17.3 EXCESS WORKERS' COMPENSATION $0 $0 $0 $1,999 0.0%
18 PRODUCTS LIABILITY $134,971 $132,248 $0 $(165,117) -124.9%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $269,962 $250,500 $156,702 $284,310 113.5%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $65,928,411 $63,307,491 $34,412,476 $40,802,473 64.5%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $0 $0 $11,700 $(7,800) 0.0%
19.4 OTHER COMMERCIAL AUTO LIABILITY $24,893,962 $25,191,767 $16,217,819 $9,789,183 38.9%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $69,385,643 $66,810,258 $41,150,066 $41,478,863 62.1%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $24,986,889 $25,161,887 $13,813,120 $13,720,282 54.5%
22 AIRCRAFT (ALL PERILS) $407,184 $406,037 $309,605 $397,024 97.8%
23 FIDELITY $570,947 $558,727 $(154,700) $(487,822) -87.3%
24 SURETY $11,320,167 $11,260,595 $(300) $645,304 5.7%
26 BURGLARY AND THEFT $35,936 $41,632 $0 $0 0%
27 BOILER AND MACHINERY $6,426 $6,047 $0 $0 0%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $974,727 $974,912 $12,005 $470 0%
50 NEBRASKA BUSINESS $473,083,016 $456,561,267 $242,305,029 $221,088,473 48.4%
59 NATIONWIDE TOTALS $5,928,841,904 $5,483,123,626 $2,420,344,441 $2,951,473,459 53.8%