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The Department of Insurance reminds those shopping for insurance to contact your local insurance agent or seek assistance from a Navigator if you have questions about the policies on

Rate Information for Individual and Small Group Health Insurance Plans for Plan Year 2016 Rate adjustment requests from all individual and small group health insurance plans have been finalized by the Department of Insurance. The link below goes to the federal government’s rate review website where the federal government will, at some point, post the finalized rates. You may wish to periodically check that website for updates regarding the posting of the rates. It is important to note that any rate increase or decrease is dependent upon several factors. While the site may display a general percentage of rate increases or decreases for the plan as a whole, that percentage may vary depending upon circumstances unique to the individual or group. In individual situations, rates may have increased or decreased by a different percentage.

Link to the rate table scenarios:

2016 Rate Comparison Scenario

About NDOI

The state of Nebraska is part of the U.S. insurance regulatory framework which is a highly coordinated state-based national system designed to protect policyholders and to serve the greater public interest through the effective regulation of the U.S. insurance marketplace. Through the National Association of Insurance Commissioners (NAIC), U.S. insurance regulators establish national standards and best practices, conduct peer reviews and coordinate their regulatory oversight to better protect the interests of consumers while ensuring a strong, viable insurance marketplace. U.S. insurance regulators also participate in the International Association of Insurance Supervisors (IAIS) along with the NAIC by participating in all of its major standard setting initiatives, including working with fellow regulators from around the world to better supervise cross-border insurers, identifying systemic risk in the insurance sector, and creating international best practices.

A message from the Director

The Nebraska Department of Insurance welcomes you to our home page. We hope you will find this website informative for insurance information. When you need help, please feel free to call us at 402-471-2201. The Department of Insurance is here to serve you. If you do not find what you are looking for on our website, please let us know. We want to know what information would be most helpful to you.

Bruce R. Ramge

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