Official Nebraska Government Website  
Nebraska Department of  Insurance
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Department of Insurance Mission

To safeguard those affected by the business of insurance through the fulfillment of our statutory obligations and by promoting the fair and just treatment of all parties to insurance transactions. (View Core Values)


The link found below is for the approved, FINAL individual and small group major medical rates charged by carriers in the Nebraska health insurance market. The final rates, once posted by the federal government for plan year 2017, can be found here:

The Department of Insurance strongly urges individuals to shop during the open enrollment period (November 1, 2016 to January 31, 2017). Premium costs are just one of many factors to consider. It is important to review the provider network if you have preference for which doctors and medical facilities you wish to use. Also, pay close attention to the deductibles, co-payments for office visits and prescription medication, and co-insurance levels before selecting a plan. The Department reminds consumers that there are options on and off the FFM for health insurance purchases, but you must purchase on the FFM if you are eligible for, and wish to obtain a premium subsidy. If you need assistance with shopping for health insurance, the Department encourages you to contact a licensed insurance agent. Finally, the Department reminds the public that insurers are not obligated to participate on the FFM. Contracts between the insurers and the federal government to sell their plans on the FFM are not finalized until later this fall. Please consult with your insurance agent or broker for more information about the availability of insurance companies and the plans they offer during open enrollment. If you wish to comment on these finalized rates, please use the following email address:

About NDOI

The state of Nebraska is part of the U.S. insurance regulatory framework which is a highly coordinated state-based national system designed to protect policyholders and to serve the greater public interest through the effective regulation of the U.S. insurance marketplace. Through the National Association of Insurance Commissioners (NAIC), U.S. insurance regulators establish national standards and best practices, conduct peer reviews and coordinate their regulatory oversight to better protect the interests of consumers while ensuring a strong, viable insurance marketplace. U.S. insurance regulators also participate in the International Association of Insurance Supervisors (IAIS) along with the NAIC by participating in all of its major standard setting initiatives, including working with fellow regulators from around the world to better supervise cross-border insurers, identifying systemic risk in the insurance sector, and creating international best practices.

A message from the Director

The Nebraska Department of Insurance welcomes you to our home page. We hope you will find this website informative for insurance information. When you need help, please feel free to call us at 402-471-2201. The Department of Insurance is here to serve you. If you do not find what you are looking for on our website, please let us know. We want to know what information would be most helpful to you.

Bruce R. Ramge

Recently Added Items

new icon Notice of Adoption - Chapter 88, Corporate Governance Annual Disclosure Added 09/26/2016

Notice All Individual Insurance Producers and Insurance Consultants Added 09/23/2016

Notice of Hearing Hospital-Medical Liability Surcharge Determination for the Year 2017 Added 09/12/2016

NEWS RELEASE - Listening Sessions Offered by Department of Insurance Added 09/07/2016


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